Cut your cost, not your cover - Guaranteed

• If you find a cheaper office or surgery insurance quote for the same cover, Direct Line will beat it - Guaranteed (terms and conditions apply)
• Plus, you also get 0% interest on your monthly payments (Subject to status. For the first year only. 18s and over.)
• You can call our UK based business team on 0845 303 1740

Key features of Direct Line's Office Insurance / Surgery Insurance

Direct Line's standard Office Insurance / Surgery Insurance policy includes...

• Business contents cover (for example office furniture, filing cabinets, dentist chairs) for any amount to a maximum £2m
• Employers' liability for damages, legal costs and expenses following injury to your employees up to £10m
• Public and product liability for injury to the public or damage to their property, up to £2m
• Loss of income caused following an insured event, up to £500,000 over a 24 month period

As well as increasing many of the above limits you can extend your Office Insurance / Surgery Insurance cover to include:

• Computer equipment up to £100,000
• Portable equipment, for example laptops, PDA's and mobile phones
• Your building (up to £3m rebuild value) and/or Tenant's improvements (up to £500,000)
• Additional legal expenses including contract disputes and debt recovery

Make sure you buy the correct office insurance for your business or surgery with Direct Line's quick & easy process

In order to make your quote process more straight forward, please have the following to hand:

• your business contents and equipment value
• your property's rebuild value (which is required if you want to insure the building)
• details of any loss, damage, injury or disability during the past 3 years in connection with the business you wish to insure

Please also read the Assumptions page to find out more about the important statements you need to comply with.

Direct Line's quick and easy Office Insurance / Surgery Insurance quote process consists of 2 stages:

• Stage 1 - Your business details: Basic questions about you/ your business
• Stage 2 - Your quote: A basic quote with options to increase some cover levels or add additional covers to suit your individual needs

From here you can proceed to review your Office Insurance / Surgery Insurance quote summary and buy your policy - either by paying monthly or annually - it's that easy!

For more information about our Office Insurance / Surgery Insurance, please visit the Summary of cover page, or for full details read the policy booklet.

Direct Line understand you have unique insurance requirements

Running an office or surgery presents its own unique set of challenges, and Direct Line's Office Insurance is designed to reflect that. You may have concerns about the theft of computers or portable business equipment. In addition, you may need cover for storm, flood or fire damage, which would prevent you from running your business.

Whatever type of business you are in, it's essential that you buy the right amount of cover. That's why Direct Line ensure our Office Insurance / Surgery Insurance cover includes the standard cover for your type of business with the option to increase cover limits or add on cover to suit your individual business.

If you are changing the circumstances of your business, such as buying more equipment or taking on more staff, let us know and we'll adapt the quote to your needs and save you money wherever we can.